Skip to navigationSkip to contentSkip to footerHelp using this website - Accessibility statement
Advertisement

Budgeting

November

Too lavish for your own good? Seven steps to beat lifestyle creep

In the weeks following a pay rise, there’s a short (but science-backed) opportunity to really get your finances on track, say the experts.

  • Lucy Dean

October

Musician Hanna Oblikov has been carpooling to gigs and renting dresses instead of buying them to deal with the rising cost of living.

‘Only buy stuff for our kids’: Families pull back on spending

Petrol prices are just one of the rising costs pushing cellist Hanna Oblikov to cut back on new clothes and eating out – and research shows she’s not alone.

  • Euan Black

April

Michael Mansfield, a little sun-kissed after watching the F1 Grand Prix with sons Max, 14, and Jai, 12, moved into the business world after playing AFL.

The Disneyland trip that guided this AFL player to wealth management

Michael Mansfield has forged a successful career in financial advice after playing in three AFL grand finals for Geelong and surviving two open-heart surgeries.

  • Gus McCubbing

November 2022

Children’s academic performance is at risk as cost of living pressures take toll on family life.

Cost pressures forcing tough decisions on kids’ education: survey

As families struggle to pay rising bills, their children’s education comes under pressure.

  • Julie Hare
Georgie Robertson and her daughter Annabelle

Why Australians are ‘cycling’ their Netflix

The big question for Australia’s overcrowded streaming services is whether viewers will start to cancel subscriptions as cost pressures rise. The surprising answer from five very different households is that price is not the main concern on their minds.

  • Edmund Tadros
Advertisement

September 2022

Financial stress is increasing.

‘It’s no surprise we’re more financially stressed than ever’

As the cost of living soars, workers are becoming more distracted and less productive, and this comes at a hefty price.

  • Lucy Dean

June 2022

Living pay cheque-to-pay cheque does not necessarily mean hardship.

A third of Americans making $348,000 live pay cheque to pay cheque

About 36 per cent of households taking in nearly four times the median US salary devote nearly all their income to household expenses.

  • Alex Tanzi

March 2022

Danielle Desir started saving $US50 a month in her travel fund.

Five tips that let me travel to 27 countries while saving for a home

Entrepreneur Danielle Desir booked her plane tickets months in advance and rented to roommates to help with mortgage payments.

  • Leo Aquino

February 2022

Why budgeting tips are booming on TikTok

Budgeting had a big week on TikTok as posts on the short-video platform with the hashtag budgeting surged as market volatility and the threat of inflation continued.

  • Alice Kantor

January 2022

Fixed home loans could spur a faster rise in rates

The rush to fixed-rate mortgages, more than $220 billion in household savings, and improved wage growth could force the RBA into quicker and more forceful action.

  • Ronald Mizen

September 2021

Busy inspections and auctions around Sydney and Melbourne.

House prices lift wealth by $1 trillion in six months

Property owners experienced the fastest growth to their personal wealth in more than a decade due to rocketing house prices.

  • Ronald Mizen

July 2021

Afterpay’s Money app will help users set savings goals, with Westpac to pay bonus interest rates.

Afterpay’s Money app to target young, female bank customers

Afterpay said its new app, to be called Money, will launch in October and Westpac will pay its customers a 1 per cent interest rate, as the payments juggernaut attempts to steal young customers from the major banks.

  • James Eyers
John Shakespeare colour cartoon / illo / illustration / toon / artwork Workers from different industries line up on a conveyor belt to receive a 'universal income' wages, basic income

Generation Z should fear a universal basic income

Minneapolis is offering $US500 a month for 18 months to 150 low-income residents with no work or spending restrictions but others worry it’s not so simple.

  • Allison Schrager and Bloomberg Opinion
HENRYs typically fall victim to lifestyle creep, when they increase their standard of living to match a rise in discretionary income.

Six in 10 Millennials earning $134,000+ live pay cheque to pay cheque

Some of them, known as HENRYs – short for high earner, not rich yet – prefer a comfortable, expensive lifestyle.

  • Bianca Healey

October 2020

Without the right care, tax cut windfalls can lead to irresponsible spending.

How tax cuts can backfire on your finances

Cash windfalls can come with a psychological trade-off if investors aren't equipped with a good strategic plan – and the willpower to stick to it – say financial advisers.

  • Aleks Vickovich
Advertisement
Australians would be smart to put tax relief into savings, says Millennial personal finance expert Glen James.

Millennials defy Frydenberg on tax cut spending

A straw poll suggests many intend to save the gains from income tax cuts in the federal budget, flying in the face of the government's hopes the relief will boost consumption.

  • Aleks Vickovich

September 2020

Voluntary super contributions can make a big difference, says Sunitha Williams.

How to maximise your pandemic pocket change

Six certified financial planners on what they would advise a 30-year-old, slightly above-average-income earner to do with the savings made from the cancelled commute to work.

  • Aleks Vickovich

July 2020

The accommodation agreement signed by an ingoing resident and the aged care provider is the contract that governs payment of any RAD.

Avoid problems with an aged care deposit refund

Before making the call to pay a lump sum refundable accommodation deposit, it can pay to put a process in place to make sure it is returned to the right person.

  • Louise Biti

May 2020

Cheers all round: mental and financial stress is easing as coronavirus restrictions are lifted.

Fewer Australians feeling depressed by the crisis

The proportion of Australians expecting the effect of the pandemic on economic activity to last for more than 12 months has fallen from 57 per cent to 50 per cent.

  • Matthew Cranston
More Australians expect the impact of the COVID-19 crisis on the economy will last longer than first thought.

Most expect virus hit to economy will last longer

People expecting the impact of the pandemic to last for more than 12 months has jumped to 57 per cent from 46 per cent the week before.

  • Matthew Cranston